

International Business & Financial Consulting Firm. Let Us Do the Math.

Nature - Balance - Success


Thank you for giving us the opportunity to introduce ourselves and be able to offer our products and services for your needs.
Rugama Group, is an international business consulting firm, specialized in providing financial and other products and services, creating solutions for projects in different industries around the globe.
The essence of our Group’s philosophy is of social integrity, we embrace with the utmost importance in our relationship with our clients, creating synergy with social values as an essential part of our business ideology. We also serve as liaisons to investments from private capital and our own if required.
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In alliance with our partners and different financing groups, we collaborate to secure lending programs that can best fit our clients’ needs. Through our financial specialists, a combined experience in the international commerce for almost 20 years, allows us to provide satisfaction, assurance and professionalism, to our clients.

About us
We are a company based on integrity, dedicated and focused on providing project owners with a solution utilizing our extensive global distribution network. Geographically we consider all types of projects for our network of funding sources, we can match most projects in all sectors and stages with a quality funding source whether it be a private equity firm, venture capital firm, private bank or a private investor for early expansion or acquisition.
Our company was founded with the declared purpose of providing funds that would garner recognition in the global market. The impetus for this drive was a deep sense of duty to help advance infrastructure, social impact, better the economy, and a new level of life.

Nature our best source of energy

Our Vision
Our vision is to lead our clients in delivering the best services and values to satisfy their financial needs. To us this means more than just doing business, it means being guided by a set of core values that defines who we are and what we believe in.
See your future
Our Mission

We want to assure that those who have been appointed to accomplish this mission will be totally committed, devoting all their skills and determination to their work.
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We urge you to lend us your support so, together, we can build a bright and successful future worth working for.
Concentrate on your determination
Our Values
Integrity
Commitment
Loyalty
Transparency and Togetherness
Board of Directors
Victor Rugama
President
CEO
IBCF Ambassador of Commerce
International Business Consultant
Oscar Fuentes M.
CFO Chief Financial Officer
John Petrie
COO Chief Operating Officer 1
Licensee USA Treasury Department
Jose R. Marte
COO Chief Operating Officer 2
Director of Financial Operations
CPA / Financial Advisor
Juan Upegui
DCO Director of Commercial Operations
Neris Diep
Director of Legal Department Operations
Attorney at Law
Team Work
Our Services

In all our business operations, we strive to play an integral role in society, sharing its values and working to create new way to help people around the world build their dreams, and create a positive impact in the world.
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We have worked with international transaction projects to recreate an infrastructure for countries in great need for a better economy, funding for real estate projects around the globe. We help our clients prepare project documentation required by lenders for funding consideration.
One of the key requirements for our lender is a well developed and credible business plan. Next, a professional/business profile of the key people involved in the project. The reason for this is the need for the lender to satisfy one of their criteria for lending which is the experience of the people involved in managing this type of projects. Many projects fail due to lack of management and domain expertise of the project owners and its management team.
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DISCLAIMER
We work with various lending groups, Procedures and Conditions are subject to changes without notice at the lenders’ discretion, Interest rates change daily and are not secure until the contract is signed.
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Be Strategic at the negotiating table
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Let your mind discover new horizons

Create your own world
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-Mineral Mines
-Hotel Resorts
-Luxury Real Estate
-Green Energy
-Luxurious Building
-Golf Courses
-Agriculture
-Aeronautical Repair
-Sea Ports
-Air Ports
-Tunnels
-Refineries
-Industrial Parks
-Hospitals
-Medical Sector
-Shopping Malls
-Commodities
-Fuel
-EN-590
-Jet-A1
-D2
-D6
-LNG
-Gold
-Sugar
-Cement
-Natural Asphalt
-Precious Stones
Industries











Respect the environment
In Alliance with




Qatar and Saudi Arabia






Strategic alliances can expand your horizons
The Team

​Victor Rugama
President
CEO
IBCF Ambassador of Commerce
International Business Consultant
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Ramon Gonzalez
Former Royal Soldier
Business and International Network Developer
Spain





Oscar Fuentes M.
CFO Chief Financial Officer
International Network Developer
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Cristina Gonzalez
Director of Commercial Operations
International Network Developer
Colombia / Bolivia / USA
Juan Upegui
Director of Commercial Operations
National & Int'L Network Developer
USA / Brazil


Jose R. Marte
COO Chief Operating Officer
Director of Financial Operations
Financial Adviser
CPA
Dom. Rep./ Monaco
Alejandro Reyes
Director of Commercial Operations
Network Developer
Colombia




Sergio Cirelli
International Network Developer
Italy

Alejandro Reyes
Director of Commercial Operations
International Network Developer
United States / Colombia




Louvena Courtar
International Director and Humanitarian Projects.
Energy & Housing Project Developer
Sint Maarten / Netherlands
Gustavo Glusman
Director of Commercial Operations
International Network Developer
Israel / Argentina


Maximilian Moritz
International Network Developer
Switzerland
Ramon Rodriguez
Business and Network Developer
Florida / New York
USA

Edgar Moet​
International Network Developer
USA
Sandra Mejia
Business and International Network Developer
Spain



Enrique Lopez
Business and Network Developer
Spain
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Mrs. Nawar Boussaid
International Network Developer
United Arab Emirates
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Youssef Mesmoudi
International Network Developer
France / United Arab Emirates
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Yudith Hernández
Director of Commercial Operations
International Network Developer
Paraguay

Sandor Azpiazu
Director of Commercial Operations
International Network Developer
Spain

Lim Paxter
International Business and Network Developer
Norway

Rafael Mosquera
International Business and Network Developer
Colombia

Diep Almanzar
Accounting Dept.
Dom. Rep.

Orlando Castillero
Director of Commercial
Medical Operations
Panama

John B. Petrie
COO Chief Operating Officer
In Alliance with a Licensee USA Treasury Dept.
TI-MA-15
Network Developer
Boston, Massachusetts
USA


Saul Dominguez
International Network Developer
USA / Mexico

(Attorney at Law)
Neris Diep
Director of Legal Department Operations
Dom. Rep.

Francisco Lopez
International Network Developer
Mexico

Carlos Hernandez
International Network Developer
Mexico

Francisco D. Garcia
International Business and Network Developer
Argentina


Omar Alvarez
Director of Commercial Operations
and Network Developer
Fuel Specialist
Texas, USA


Patria Abreu
Director of Commercial Operations
Spain / Dom. Rep.

Set your goals
Focus on your future
Be determined